Last Updated: 15th January 2025

Privacy Policy

We take your privacy seriously and are committed to protecting your personal information. This policy explains how we collect, use, and safeguard your data when you interact with our financial education services.

Information We Collect

Personal Information You Provide

When you engage with our financial education services, we collect information that you voluntarily provide to us. This happens when you register for courses, contact us for support, or subscribe to our educational materials.
  • Full name and contact details including email address and phone number
  • Educational background and professional experience relevant to financial learning
  • Learning preferences and course selections
  • Payment information for course enrollment (processed securely through third-party providers)
  • Communication history including support requests and feedback
  • Survey responses and assessment results from educational programs

Automatically Collected Information

Our website automatically gathers certain technical information to improve your learning experience and maintain our platform's functionality. This data helps us understand how students interact with our educational content.
Data Type Purpose Retention Period
IP Address & Location Security monitoring and content localization 90 days
Device Information Platform optimization and technical support 12 months
Learning Progress Course completion tracking and personalization Duration of enrollment + 2 years
Website Usage Performance improvement and user experience 24 months

How We Use Your Information

Your personal information serves specific educational and administrative purposes within our financial training programs. We believe in transparency about exactly how your data contributes to your learning experience.

Educational Services

  • Delivering personalized course content and tracking your progress through financial education modules
  • Providing instructor feedback and assessment results for your learning development
  • Sending course updates, schedule changes, and important announcements
  • Creating certificates and documentation of your completed training programs

Communication and Support

We use your contact information to maintain ongoing educational relationships and provide necessary student support. This includes responding to your questions, troubleshooting technical issues, and sharing relevant educational opportunities that match your interests.

Legal Basis for Processing (Australian Privacy Act 1988)

We process your personal information under the following legal bases: legitimate educational interests, contract fulfillment for enrolled students, legal compliance requirements, and your explicit consent for marketing communications.

Service Improvement

Anonymous usage data helps us refine our educational content and platform functionality. We analyze learning patterns to identify where students might need additional support or where our curriculum could be enhanced. Individual student data is never used for these analytical purposes without proper anonymization.

Data Sharing and Third Parties

We maintain strict control over who has access to your personal information. Sharing only occurs when necessary for educational services or when legally required, and we ensure all third parties maintain appropriate privacy standards.

Authorized Service Providers

  • Payment processors for secure transaction handling (never storing complete card details)
  • Email service providers for course communications and educational updates
  • Learning management system providers for course delivery and progress tracking
  • Cloud storage providers for secure data backup and accessibility
  • Customer support platforms for efficient query resolution
All service providers are contractually bound to protect your information and use it solely for the specified educational purposes. We regularly review these relationships to ensure ongoing compliance with Australian privacy standards.

Legal Disclosure Requirements

In rare circumstances, we may need to disclose personal information to comply with legal obligations, protect our rights, or ensure student safety. This includes cooperation with law enforcement when presented with valid legal requests, responding to court orders, or addressing potential fraud or security threats.

No Sale of Personal Information

We never sell, rent, or trade your personal information to third parties for marketing purposes. Your educational journey and personal data remain confidential within our learning community.

Your Privacy Rights Under Australian Law

As an Australian-based educational provider, we ensure you have full control over your personal information in accordance with the Privacy Act 1988 and Australian Privacy Principles.

Access and Correction Rights

You can request access to all personal information we hold about you, including course records, communication history, and assessment results. If you find any inaccuracies, we'll correct them promptly at no charge. Simply contact our privacy team with your request.

Data Portability and Deletion

  • Request a complete copy of your educational records in a portable format
  • Ask for deletion of your personal information (subject to legal retention requirements)
  • Transfer your learning history to another educational provider
  • Withdraw consent for marketing communications while maintaining educational access
We typically respond to privacy requests within 30 days. For complex requests involving extensive records, we may need up to 45 days but will keep you informed of our progress.

Marketing Communication Preferences

You control all marketing communications from parionexa. Unsubscribe from promotional emails anytime while still receiving essential course-related communications. Update your preferences through your student portal or by contacting our support team directly.

Security Measures and Data Protection

Protecting your educational and personal information requires multiple layers of security. We invest significantly in both technical safeguards and staff training to ensure your data remains secure throughout your learning journey.

Technical Security Controls

  • SSL encryption for all data transmission between your device and our servers
  • Regular security audits and vulnerability assessments by independent experts
  • Multi-factor authentication requirements for staff accessing student records
  • Automated backup systems with encrypted storage in Australian data centers
  • Intrusion detection systems monitoring for unauthorized access attempts
  • Regular software updates and security patches applied promptly

Administrative Safeguards

Our team receives regular privacy and security training to handle your information appropriately. Access to student data is strictly limited to staff members who need it for educational purposes, and all access is logged and monitored.

Data Breach Response

In the unlikely event of a data breach affecting your information, we will notify you within 72 hours and provide clear information about what happened, what data was involved, and what steps we're taking to address the situation.

Physical Security

Our offices and data storage facilities maintain strict physical access controls. Student records are secured in locked facilities with limited keycard access, surveillance systems, and visitor management protocols.

Data Retention and Deletion

We retain your information only as long as necessary for educational purposes, legal compliance, or legitimate business interests. Different types of data have different retention periods based on their purpose and regulatory requirements.

Educational Records Retention

Course completion records, certificates, and transcripts are retained for seven years after your graduation to support future verification requests from employers or other educational institutions. Assessment results and learning progress data are kept for the same period to maintain academic integrity.

Communication and Support Data

  • General inquiries and support communications: 3 years after resolution
  • Marketing communications and preferences: Until withdrawal of consent
  • Financial transaction records: 7 years as required by Australian taxation law
  • Website usage and analytics data: 2 years for performance optimization
After retention periods expire, we securely delete or anonymize your information using industry-standard data destruction methods. You can request early deletion of certain data types, though some records must be maintained for legal compliance.

Account Closure

When you close your account with us, we begin the deletion process for non-essential data within 30 days. However, educational transcripts and certificates remain available for verification purposes as outlined in our retention schedule above.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your learning experience, remember your preferences, and improve our educational platform. We want you to understand exactly what these technologies do and how you can control them.

Essential Cookies

These cookies are necessary for our website to function properly and cannot be disabled. They enable basic features like secure login to your student portal, remembering items in your course cart, and maintaining your session during learning activities.

Functional and Performance Cookies

  • Learning progress tracking to resume courses where you left off
  • Language and accessibility preferences for consistent user experience
  • Website performance monitoring to identify and fix technical issues
  • Analytics to understand which educational content is most helpful
You can control non-essential cookies through your browser settings or our cookie preference center. Disabling certain cookies may limit some website functionality but won't prevent access to your core educational content.

Third-Party Cookies

Some cookies are set by our educational partners and service providers, such as video hosting platforms for course content or assessment tools for quizzes. These third parties have their own privacy policies governing cookie usage.

Cookie Consent Management

You can withdraw cookie consent anytime through our preference center or browser settings. We'll respect your choices while ensuring essential website functionality remains available for your educational needs.

Contact Us About Privacy

Privacy Officer: parionexa Privacy Team
Email: support@parionexa.com
Phone: +61 2 9882 8838
Postal Address: 38 Seldon Street, Quakers Hill, NSW 2763, Australia
For privacy-related inquiries, please include "Privacy Request" in your email subject line. We aim to respond to all privacy questions within 5 business days and formal access requests within 30 days as required by Australian privacy law.